Applying for a credit card

Now that you have arrived in Australia you may want to apply for an Australian credit card to make purchases in local AUD currency.

Credit card

BankSA has a range of cards for you to choose from once you're in Australia. We've got cards with a low rate, cards without annual fees as well as cards you can use to earn rewards points (which can be redeemed for frequent flyer miles or lifestyle benefits) and even cards that offer Complimentary International Travel Insurance.

Rewards cards

With our rewards cards you could redeem rewards points you earn for points or miles in a range of airline frequent flyer programs (including Singapore Airlines, Qantas and Cathay Pacific Asia Miles). That means by spending on a rewards credit card you could be earning points towards a visit back home, just by making everyday purchases.

You can also redeem rewards points for gift vouchers from major Australian stores and brands.

Low rate credit cards

Our Vertigo cards offer you a low variable interest rate on purchases and a low card fee.

No Fee Card

Enjoy the freedom of a credit card with no card fee:

Any questions?

Call 13 13 76

and say "New Account" when prompted

Call 13 13 76

and say "New Account" when prompted

Talk to us

Find a multilingual branch

Talk to us

Find a multilingual branch

Credit criteria, terms and conditions, fees and charges apply.

Before making a decision, it's best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

For BankSA issued products, conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Target Market Determinations for the products are available. Unless otherwise specified, the products and services described on this website are available only in Australia from © BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.